Cookie Policy

Last updated: August 13, 2025

What Are Cookies

Cookies are small text files stored on your device when you visit our website. They help us provide you with a better browsing experience by remembering your preferences and improving site functionality.

We use cookies to enhance your user experience, analyze website traffic, and provide personalized content relevant to your interests in financial planning services.

How We Use Cookies

We categorize our cookies into four main types, each serving specific purposes to improve your experience on our website

Essential Cookies

Required for basic website functionality, security, and user authentication. These cookies cannot be disabled without affecting core site operations.

Duration: Session and up to 1 year

Functional Cookies

Remember your preferences, language settings, and personalization choices to provide a customized browsing experience tailored to your needs.

Duration: Up to 2 years

Analytics Cookies

Help us understand how visitors interact with our website, which pages are most popular, and how we can improve user experience and content quality.

Duration: Up to 2 years

Marketing Cookies

Track your browsing behavior to show relevant financial planning content and measure the effectiveness of our marketing campaigns and partnerships.

Duration: Up to 1 year

Third-Party Cookies

Some cookies are set by third-party services we use, including analytics providers, social media platforms, and marketing partners who help us deliver relevant content.

We are not responsible for third-party cookie policies or practices - please review their privacy policies directly for complete information.

Your Privacy Rights and Choices

Depending on your location, you may have specific rights regarding how we collect and process your personal data through cookies and other technologies.

European Union (GDPR) Rights

If you are in the EU, you have comprehensive data protection rights including

  • • Right to access, rectify, or erase your personal data
  • • Right to restrict or object to data processing
  • • Right to data portability and withdrawal of consent

California (CCPA) Rights

California residents have specific privacy rights including

  • • Right to know what personal information is collected
  • • Right to delete personal information
  • • Right to opt-out of sale of personal information

Brazil (LGPD) Rights

Brazilian users have data protection rights including

  • • Right to confirmation of data processing
  • • Right to access and correct personal data
  • • Right to data portability and deletion

Managing Your Cookie Preferences

You have several options for controlling how cookies are used on our website and other sites you visit.

Browser Settings

Most web browsers allow you to control cookies through their settings. You can typically block, delete, or receive notifications about cookies through your browser preferences.

Opt-Out Tools

Industry organizations provide opt-out tools for advertising cookies. Visit www.youronlinechoices.com or www.networkadvertising.org for comprehensive opt-out options.

Important Note: Blocking essential cookies may prevent certain website features from working properly and could affect your ability to access our consultation booking system.

Detailed Cookie Information

Below is a detailed list of specific cookies we use on our website

Cookie Name Type Purpose Duration
session_id Essential Maintains user session and security authentication Session
user_preferences Functional Stores language and personalization settings 1 year
analytics_tracking Analytics Tracks website usage patterns and performance 2 years

Updates to Cookie Policy

We may update this cookie policy periodically to reflect changes in our practices or legal requirements. The updated date is shown at the top of this policy.

Contact Us About Cookies

If you have questions about our cookie usage or need assistance managing your preferences, please contact our data protection officer

Email: contact@fenorivandelos.com

Phone: +60 3 0096 0547

Address: 26 Jalan Ampang, 50450 Kuala Lumpur, Malaysia