Important Disclaimer

Last updated: August 13, 2025

Important Notice:

Past performance does not guarantee future results

Financial planning involves risks and outcomes cannot be guaranteed. Consultation fees apply regardless of implementation decisions.

General Information Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as professional financial advice. All content is subject to change without notice and may not reflect current market conditions or regulatory requirements.

This website provides information about our financial planning consultation services and general financial concepts for educational purposes only.

No Professional Advice Provided

The content on this website does not constitute professional advice of any kind. Always consult with qualified professionals before making financial decisions.

  • • We do not provide specific financial advice or recommendations regarding particular financial products or services
  • • No content should be construed as investment advice or recommendations for specific investment products
  • • Tax implications vary by individual circumstances - consult a qualified tax professional for specific guidance
  • • Legal considerations require consultation with qualified legal professionals familiar with your jurisdiction

Before implementing any financial strategies discussed, seek advice from licensed professionals who can assess your specific circumstances and provide personalized recommendations.

Information Accuracy and Currency

While we strive to maintain accurate and current information, we make no warranties regarding the completeness, accuracy, or timeliness of content presented on this website.

Information may become outdated due to market changes, regulatory updates, or other factors beyond our control.

Limitation of Liability

Your use of this website and reliance on any information provided is solely at your own risk.

To the fullest extent permitted by Malaysian law, we disclaim all liability for any direct, indirect, incidental, or consequential damages arising from your use of this website.

This includes but is not limited to financial losses, business interruption, or loss of data resulting from decisions made based on website content or consultation discussions.

External Links and Third-Party Content

Our website may contain links to external websites or reference third-party services for your convenience and additional information.

We do not endorse, control, or assume responsibility for the content, accuracy, or practices of external websites or third-party services.

Results and Outcome Disclaimers

Individual results may vary

We cannot guarantee specific outcomes, returns, or results from our consultation services or any financial strategies discussed.

Your financial situation is unique, and results achieved by others may not be indicative of results you may obtain.

Testimonials and Case Studies

Any testimonials, case studies, or success stories presented represent individual experiences and should not be considered typical results.

These examples are provided for illustrative purposes only and do not guarantee similar outcomes for your situation.

User Indemnification

By using this website, you agree to indemnify and hold harmless Fenorivandelos and its representatives from any claims, losses, or damages arising from your use of the website or consultation services.

Jurisdiction and Governing Law

This disclaimer is governed by and construed in accordance with the laws of Malaysia.

Regional Compliance: Financial regulations and requirements may vary by state or region within Malaysia. Consult local authorities for specific compliance requirements.

Any disputes arising from this disclaimer or website use shall be subject to the exclusive jurisdiction of Malaysian courts.

We encourage resolution of disputes through direct communication before pursuing formal legal remedies.

Modifications to This Disclaimer

We reserve the right to modify this disclaimer at any time without prior notice. Continued use of the website constitutes acceptance of any changes.

Acceptance of Disclaimer Terms

By accessing and using this website, you acknowledge that you have read, understood, and agree to be bound by all terms of this disclaimer.

Contact Information

For questions regarding this disclaimer or our services, please contact us using the information below

Company: Fenorivandelos

Email: contact@fenorivandelos.com

Phone: +60 3 0096 0547

Address: 26 Jalan Ampang, 50450 Kuala Lumpur, Malaysia